Personal Accident and Public Liability Insurance
IS YOUR TEAM FULLY COVERED TO PLAY FOOTBALL IN STAFFORDSHIRE?
In 2012 The FA carried out a review of insurance across grassroots football which highlighted a lack of guidelines, and prompted the introduction of minimum standards across all Counties.
It is now mandatory for all Staffordshire FA clubs to have Personal Accident & Public Liability insurance in place before completing the affiliation process. This can be purchased during the affiliation process, but MUST be in place before your affiliation is complete.
Staffordshire FA use Sportsguard as their insurance provider who are also on hand to cover any Staffordshire affiliated team.
Personal Accident Insurance
Personal Accident insurance protects players, committee members, managers, and trainers in the event of an accident arising from football activities.
Ahead of the 2017/18 season, the FA ruled to make personal accident insurance mandatory for all age groups and formats of football, including youth.
Personal accident insurance for Adult 11 a side football has been mandatory for a number of years now and has been extremely beneficial in providing protection and financial support to players at all grassroots levels.
Staffordshire FA require all Adult teams to have a minimum amount of cover which currently stands at £125.00 a week. This is to ensure that all Club Officials and Players receive sufficient support and financial assistance should it be needed.
Public Liability Insurance
It is of vital importance that all organisations protect themselves against the disastrous consequences of liability for injury or damage arising out of their actions and this includes the actions of all officials, members and volunteers. Clubs should carry a limit of no less than £10,000,000.
Cover is arranged by the association as a group policy; allowing you to purchase the cover at a much cheaper premium, whilst benefitting from the wider cover of a policy that has been designed specifically with grassroots football in mind.
Want to find out more?
Clubs at Step 7 and below (including all Adult Sunday and Youth Clubs) are required to pay £21. Clubs at Step 6 and above are required to purchase cover for £28.
Adult Teams are required to pay £210 for the relevant cover, Youth Team are required to pay £21.
Sportsguard are on hand to help you through any claim that you make. You can contact them directly via 01604 644 277.